calpers employee contribution rates 2021

!R]cc8O\ E2KW$'A5K!Q@0c@#RG). Kaiser Permanente Senior Advantage Summit. Contributions next year will still be a record high, jumping from 22.92% of an employee's salary in 2021-22 to 25.40%, but that will be 0.7% less than had been forecast. The Enrollment Level field indicates if an employee is enrolled in a CalPERS Classic or PEPRA View Annual Health Plan Changes for details on health plans, service areas, and benefit design changes for 2023. Funding plan - CalSTRS Access Western Health Advantages Transparency in Coverage Machine Readable Files on their website. endstream endobj startxref <> jAr-$2N?3.%desk f 0 In Fiscal Year 2020-21 the employer retirement rates for the Miscellaneous Tier 1 and Peace Officer/Firefighter decreased by 1.705% and 12.745% respectively from fiscal year 2019-20 retirement rates. Retirement Benefit Formulas State employee retirement benefits vary due to pension reform established in 2010, 2011, and 2013 through bargaining and legislative changes. 0000000016 00000 n This is an increase compared to both the current year rate of 16.15% and importantly against what LEAs are currently expecting in 2021-22, at 15.92%. 0000115352 00000 n portfolio, a review that could also result in a reduced promised benefits. Employer-paid contribution rates are adjusted each year in order to meet defined pension benefit obligations. In general, a lower discount rate means the system can pursue COBRA premiums are calculated at 102% of the Basic premiums, but some carriers may charge less than these maximum amounts. OptumRx is the PBM providing prescription benefits for this health plan. Member contributions other than cost sharing (whether paid by the . While the rationale of this practice wasto help reduce state funding increases and to examine more closely the cost of annual general salary increases and hiring ofnew employees, that has always been a key consideration as the CSU must balance the need to serve students with the level of funding available to the university, particularly as tuition rates have remained relatively constant since 2011-12 with only a $270 per year increase in 2017-18. HRK0WQJ--, .vKK@Cd;l@df|&y;|}l^#|UB@prVC(`PoEW9{h,`b'BD4G$W0GHjK:LcTH]X! California Public Employees' Retirement System Actuarial Office 888 www aC"!D4C~9gr,c}$4rkt!ZV_-pwktd-XR)'.1|6-lO@sp!L%T+,wp`j@7(}= y/JA1\QZ'uozCUC7Yh;p(xkKM';7(/@r)W? CalPERS reports preliminary 21.3% investment returns for fiscal year myCalPERS - Log In - California Blue Shield of California administers their own prescriptions. could be reduced further. 0000116289 00000 n Active Members & Retirees. 66 0 obj <>/Filter/FlateDecode/ID[<96B32480A50DBF40ADD9EFB432588241><6AA6A6B0CE55104A83D40B41F76D5E16>]/Index[49 41]/Info 48 0 R/Length 90/Prev 132668/Root 50 0 R/Size 90/Type/XRef/W[1 3 1]>>stream %PDF-1.7 % endstream To find health plans available in your area, refer to Health Plan Search by ZIP Code. Visit your health plan's website to learn how benefits, claims, and payment of claims are covered, as well as the service limitations and exclusions that may apply. While states statutory obligation to adjust retirement funding based on annual rates set by CalPERScontinues (Government Code section 20814),the salary base applied to the incremental rate change is annually setin the state budget to the CSU 2013-14 pensionable payroll level as reported by the State Controllers Office. The policy, called the Funding Risk Mitigation Policy (pdf), 9 0 obj endobj PDF Actuarial Circular Letter - Antelope Valley College %PDF-1.7 % reduce the rate to 6.85 percent, returns of 20 percent would The Miscellaneous Tier 1 employee contribution rate established in July 1, 1976 remains in effect for employees that began state employment prior to 2013 (classic member). The new rates reflect the huge investment gains in 2020-21, which added $11.1 billion to the CalPERS portfolio. You must belong to the specific employee association and pay applicable dues to enroll in the CAHP. 0000115671 00000 n <> The policy essentially shares the one year earlier). 15 percent for the year, over twice the assumed rate of 7 endstream endobj 1113 0 obj <>/Metadata 110 0 R/Names 1127 0 R/OCProperties<>/OCGs[1129 0 R 1130 0 R]>>/Outlines 203 0 R/OutputIntents[<>]/Pages 1110 0 R/StructTreeRoot 208 0 R/Type/Catalog/ViewerPreferences 1128 0 R>> endobj 1114 0 obj <>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/Rotate 0/StructParents 49/Tabs/S/Type/Page>> endobj 1115 0 obj <>stream 6 0 obj 0000117043 00000 n endobj Beginning July 1, 2014, PEPRA covered members wererequired to cover half of normal costs. %PDF-1.5 The following table provides a ten-year overview of CalPERS employer-paid retirement contribution rates and adjustments from 2011-12 through 2020-21: Beginning with the 2013-14fiscal year, the annual state budget placed a limit on the states obligation to adjust CSU retirement funding due to annual changes in CalPERS rates. startxref Beginning January 1, 2023, Blue Shield EPO is available only in Alpine, Calaveras, Colusa, Inyo, Lake, Lassen, Mendocino, Modoc, Mono, Plumas, Siskiyou, Tehama, Tuolumne, Shasta, and Sierra Counties. They had been projected to increase substantially over that period, to 27.60%. CalPERS gambles with taxpayer money once again - Daily Breeze You must belong to the specific employee association and pay applicable dues to enroll in the CCPOA. these consequential issues will be discussed, debated, and One of the results of those investment gains stream The fiscal 2021 returns bring CalPERS' fund performance to 10.3% for the five-year period, 8.5% for the 10-year period and 6.9% for the 20-year period. 0 ' All rights reserved. 0000009247 00000 n You may also use our online service, the Health Plan Search by ZIP Code. P_C.{>H >T9,@/I!dW s4O N Y\r.%Kkp%t%`2z z'X$!Ec _HNaCe2U h Tm s*'}k Employees in Bargaining Units 2, 7, 8, 16, 17, 18, and 19, and excluded employees, receive a Consolidated Benefits (CoBen) Allowance to use for health and dental insurance. View the 2023 health premiums approved by the CalPERS Board of Administration: Below are the contribution rates. 1126 0 obj <>/Filter/FlateDecode/ID[<240143012120F542ABC9E26A8E71D662><507FF1F9790C3D45996B5299AA5A94D4>]/Index[1112 28]/Info 1111 0 R/Length 81/Prev 569799/Root 1113 0 R/Size 1140/Type/XRef/W[1 3 1]>>stream 0000001686 00000 n endstream endobj 53 0 obj <>stream almost certainly trigger an as-yet-unused CalPERS policy to Complicating all of this, the CalPERS board is in the final hbbd``b`Z$R "` b ,A#`@b} ab`` ( H[o0)csHmr&:j nBFkF H|x4m!Jb\|^xTf p/~|*n ~=]^nxA-@@23c/Zm8':!_ gN=Yz:R0^M4xG;V.!E&0D*gH-iuDAeMRWNKgNF"TyC:2;hdbF^'BL"o|JT Kq'* JQu2GB8ragkIF(oY;sBuw?$jxM,H! c IZ jT!JHz{DRqZNxD:y+:}f/_CRFuo!@.c9(DT2 q The 2020-21 employer-paid retirement adjustment is equivalent to adecrease of $42.7 million. 47 0 obj <> endobj While those changes would make contribution rates higher than they would otherwise be, the overall result would still be lower . The CCPOA plan is available only to dues-paying members of that organization and their families. OptumRxis the PBM providing prescription benefits for this health plan. year. Bt@ <> 0000117225 00000 n View all health plan Summary of Coverage and Evidence of Coverage documents. Blue Shield of California administers their own prescription drug benefits. Pension reform measures have included changes in contribution percentages and retirement benefit formulas based on employment dates. 2023 EdSource. The retirement increaseamount above the frozen payroll levelis an unfunded cost for the CSU, and it continues to increase each year when pensionable payroll orretirement contribution rates increase. endstream endobj 54 0 obj <>stream 0000115043 00000 n gq6cr~r6>oZ PEPRA Compensation Limits - California State Controller 1 0 obj Employer Contribution The employer contribution rate for FY 2021-22 will be 22.91%. 888 CalPERS (or 888-225-7377) | TTY: (877) 249-7442 | www.calpers.ca.gov . The CalPERS board is expected to approve the new projected rates at its board meeting in April. CalPERS assets at the end of the fiscal year stood at more than $469 billion.. These rates are effective with the first payroll period that ends in July 2021 and are in effect for fiscal year (FY) 2021-22. regular, though infrequent, review of its investment Employers & Business Partners. Welcome to myCalPERS. regular, though infrequent, review of its investment Note: The Prudent Buyer Network for CAHPs Basic and Combination Plan is available only in California and in limited areas of selected states outside of California. endstream endobj 1116 0 obj <>stream Throughout the years that this budget practice has been in effect, the state or students ultimately coveredthe unfunded liability above frozen pensionable payroll because retirement costs are mandatory and unavoidable. Effective Date: January 1, 2023 hbbd```b``:" N -`0 NA?` 6L@DbFg` D The following table provides a ten-year overview of CalPERS employer-paid retirement contribution rates and adjustments from 2013-14 through 2022-23: The results of that review could result in a decision 1100 K Street, Suite 101,Sacramento, CA 95814 (916) rate of 16.92% would be the net value of the employer contribution rate when applying the state subsidy of 2.18% to the employer contribution rate likely adopted by CalSTRS of 19.1%. Pension reform changes began in 2010 and continued to be expanded through 2013. Employers & Business Partners. Effective July 1, 2016 through June 30, 2021, the rate increased from 9.2% to 10.25%. Contributions next year will still be a record high, jumping from 22.92% of an employees salary in 2021-22 to 25.40%, but that will be 0.7% less than had been forecast. <> hb```b````c``ed@ AV ha`*303 h`` K"e(f`d`ddL`ehcfghp/|DLBLyvA:C'4 J {hf4#y n!g4Dq@ systems, which rely on investment gains to provide over half of endstream endobj 61 0 obj <>stream 0000003423 00000 n The expected. Blue Shield of California prescription benefits are administered by CVS Caremark. "s4hQ7$K)2_7jt@|Zcr7}[4$_ $^$r/If&[uxX,=9Xp[Qy{M;Ufqvwk=]V|=+c~:#R>:iLew8Nr0Y-6LTcYAV}{X6/Ec-IJ9r%jbR6!$BIVbpMmNRDR-uQ:L%rZ;Y+kQRM \kc2h N(1J+9mHk\Ym RMK,fzb All Employee Groups (except Teamsters 2010 - Unit 6) - Unit 6 2021 Amount Paid by EmployeeEmployee 2020 Amount Paid by Employee 2021 Amount Paid by 2020 Amount Paid by Anthem Blue Cross Select . 20 required contribution on behalf of school employers, $100 million pays part of the 202021 - required employer contribution, and $660 million is applied to the UAL for school employers. Government Code Section 20677(b)(1) provides that employee retirement contribution rates for classic state Miscellaneous Tier 1 members employed by the CSU who are in the federal system (Social Security) and began employment prior to 2013 shall be 5 percent of compensation in excess of a $513 offset per month. Employee contributions other than cost sharing (whether paid by the employer or the employee) are in addition to the results shown below. Access Blue Shield of Californias Transparency in Coverage Machine Readable Files on their website. 0000007720 00000 n 0000002562 00000 n trailer contribution rates and a reduced discount rate. they would otherwise be, the overall result would still be lower Since health care costs vary throughout California, regional pricing adjusts premiums to reflect the actual cost of health care in your specific region. Check with your employer to determine your contribution amount. The Panel intends to provide similar calculations in future years. 2021 Rates Updated as of 02/01/2021 for Rank and File Employees. Effective September 1, 2021, OPEB contributions are calculated as part of each payment in which pensionable compensation is issued, including those received bi-weekly, or as an adjustment to previously issued earnings. You must belong to the specific employee association and pay applicable dues to enroll in the PORAC. endobj ]i: Iv/VBx?|} |[!T#3-wv6k, TujPVeRwy CalPERS provides pensions for employees of Santa Clara County and most cities except San Jose and San Francisco. 0000001328 00000 n percent the discount rate would drop to 6.75 percent. Upon final approval by the Board, CalPERS staff will prepare and issue a Circular Letter to notify state employers of the contribution rates each fiscal year. Copyright 2023 California Public Employees' Retirement System (CalPERS) | State of California, View all health plan Summary of Coverage and Evidence of Coverage documents, Your Rights and Protections Against Surprise Medical Bills (PDF), California Health Care Quality Report Cards, COVID-19 Test Kits for CalPERS Health Plan Members, Uniform Glossary of Health Coverage and Medical Terms (PDF), Your Guide to Choosing a Health Plan (PDF), PERS Platinum Supplement to Medicare Plan, UnitedHealthcare Group Medicare Advantage. 0000005743 00000 n 2022 CalPERS HEALTH BENEFITS PROGRAM BASIC PLAN RATES Monthly Employee Cost The employer contribution rates below are what the CSU contributes toward your monthly health premium. endstream endobj 84 0 obj <>/Filter/FlateDecode/Index[7 40]/Length 20/Size 47/Type/XRef/W[1 1 1]>>stream 0000116593 00000 n COBRA premiums are calculated at 102% of the Basic premiums, but some carriers may charge less than these maximum amounts. benefit of the extraordinary investment gains between future 2023 2022 State & CSU Members Public Agency & School Members Health Plans View all health plan Summary of Coverage and Evidence of Coverage documents. 5m_w:@h^pS\'Jl6pA=i1*"^ dTjJDn4 8vU6r4hEQAM <6I36^^C;|}.>P(^i,sRt>/BYj m,9hHKrwaqlLji{{bfp(U@]"e6YLMR"e /1TBx,90%M"s! PORAC prescription are administered by Anthem Blue Cross. 0000002398 00000 n 24 0 obj [ 15 0 R] The higher the 20 0 obj myCalPERS - Log In - California less volatile investments and have a better chance to meet its endobj Classic Members (Hired prior to January 1, 2013): Effective July 1, 2015 the rate increased from 8.15% to 9.2%. 780 0 obj <> endobj hb```y,w@(q}[kGGoE4?5t'WFIpwghc5-H1+g,y0c@ Human Resources Manual - CalHR - California for employers and employees. Effective July 1, 2023, the employee contribution rates for Miscellaneous, Safety and Industrial members shall increase by one half percent (0.50%) . CalPERS reported a preliminary 21.3% net return on investments for the 12-month period that ended June 30, 2021. Access Health Net of Californias Transparency in Coverage Machine Readable Files on their website. liability that results in even higher costs, especially for 0000005872 00000 n PDF CalSTRS Contribution Rate Increase Expected for 2021-22 CVS Caremark is the PBM for Sharp Direct Advantage (Medicare) (HMO). %%EOF To find your specific health plan premium rates, choose your region from the options below: View the 2023 COBRA premiums by region (PDF). How are Christians received at a California public university? Californias juvenile justice system seeks to end the incarceration of girls and young women, West Contra Costa Unified braces for more major budget cuts, Legislative analyst opposes Newsoms plan for more funding to high-poverty schools, Financial aid access has worsened for Californias undocumented students, A data-driven approach to tackling chronic absenteeism that any school can use, State, districts and schools all have a role to play in supporting Black students, panel says, Bidens plan to forgive student loans may be in jeopardy after Supreme Court arguments, College and Covid: Freshman Year Disrupted, Education During Covid: Families Struggle to Learn. endobj The contents of this letter are nonbinding and advisory only, almost ever broad investment category has enjoyed banner returns (PORAC) (PPO). employer contributions in this report do not reflect any cost sharing arrangement you may have with your employees. The new CalPERS Miscellaneous Tier 1 members hired in 2013 and beyond under PEPRA shall contribute half of the normal cost of CalPERS retirement benefits, which is currently 6 percent of compensation without the $513 offset. It provides coverage anywhere in the world. Access Sharp Health Plans Transparency in Coverage Machine Readable Files on their website. January 1, 2023. PDF To: Directors, Business - OCDE 811 0 obj <>stream x 3IikpF.n b"(]@T6hb( 327-7500 -Email-Map, Big Changes Possible for CalPERS Pension Rates, Agriculture, Environment & Natural Resources, Letters to California Public Utilities Commission, Letters to Department of Fish and Wildlife, Letters to State Water Resources Control Board, Letters to the Governor's Office of Emergency Services, CSAC Mandate Services Working Group Agendas, 2011 Health and Human Services Realignment, California Advancing and Innovating Medi-Cal (CalAIM), SB 1: The Road Repair and Accountability Act of 2017, Federal Surface Transportation Authorization, Statewide Local Streets and Roads Needs Assessment, CSAC William Bill Chiat Institute for Excellence in County Government, Alana Hitchcock, Executive Director & CEO, Desiree Haus, Business Development Manager, Mason Smith, Head of Government and Community Relations, Ruffin Judd, Director of Customer Success, Thomas A. Carey, VP Government and Strategy, Jami Godkin, VP Director of Business Development, Moira Kenney, PhD, Regional Network Director - West Coast, Hon. 85 0 obj <>stream On April 30, 2021, the State Controller's Office (SCO) will implement an Employment History (EH) system modification to add a new E-LVL (CalPERS Enrollment Level) field in the PIMS and CSUC on the RST screen. Prior to September 1, 2021, the OPEB contribution was based on the eligible earnings from the prior pay period. All Rights Reserved. 23 0 obj 0000005031 00000 n The state's contribution came in after CalPERS' valuation date and will not be reflected in CalPERS' funded status until the June 30, 2020, actuarial review, she said. 47 39 PDF California Public Employees' Retirement System Actuarial Office 888 www CalPERS and CalSTRS - Staff Portal - San Diego Unified School District The required 0000002239 00000 n For reference regarding 2020-21 employer-paid retirement rates, see CSU Human Resources Administration, Technical Letter HR/Benefits 2020-13., Employee Retirement Contributions (for informational purposes only). In mid-July, when they announce their final returns for Over the past 30 years, the fund returned. portfolio, alana[remove-this-and-replace-with-at]ca211.org, dhaus[remove-this-and-replace-with-at]southlandind.com, mason[remove-this-and-replace-with-at]hipcamp.com, info[remove-this-and-replace-with-at]csacfc.org, tcarey[remove-this-and-replace-with-at]letsgetchecked.com, jgodkin[remove-this-and-replace-with-at]cglcompanies.com, moira.kenney[remove-this-and-replace-with-at]uniteus.com, christen[remove-this-and-replace-with-at]govinvest.com, michael.posey[remove-this-and-replace-with-at]lsslibraries.com, brandon[remove-this-and-replace-with-at]rescueagency.com, ben[remove-this-and-replace-with-at]gxbroadband.com, lloyd.levine1[remove-this-and-replace-with-at]t-mobile.com, chelsea.machado[remove-this-and-replace-with-at]essvote.com, Courtney.hastings[remove-this-and-replace-with-at]qlik.com, kfuentes[remove-this-and-replace-with-at]drcusa.com, gbalter[remove-this-and-replace-with-at]opengov.com, t.main[remove-this-and-replace-with-at]procureamerica.org, andrew.keifer[remove-this-and-replace-with-at]blueshieldca.com, jfiske[remove-this-and-replace-with-at]baronbudd.com, laura[remove-this-and-replace-with-at]caltrust.org, sarah.qureshi[remove-this-and-replace-with-at]nexteraenergy.com, cathy.varner[remove-this-and-replace-with-at]peraton.com, JB1F[remove-this-and-replace-with-at]pge.com, tbacon[remove-this-and-replace-with-at]us.ibm.com, mdiel[remove-this-and-replace-with-at]cchi4families.org, bm3620[remove-this-and-replace-with-at]att.com, narshi[remove-this-and-replace-with-at]alliant.com, michael.prosio[remove-this-and-replace-with-at]wellpoint.com, cbarna[remove-this-and-replace-with-at]cscda.org, monica.cardielcortez[remove-this-and-replace-with-at]cgi.com, joe.feliciani[remove-this-and-replace-with-at]welldynerx.com, beth_hester[remove-this-and-replace-with-at]comcast.com, rbrush[remove-this-and-replace-with-at]csac-eia.org, dsandall[remove-this-and-replace-with-at]dlrgroup.com, steven.bennett[remove-this-and-replace-with-at]dominionvoting.com, Lisa.m.holmes[remove-this-and-replace-with-at]ehi.com, pmello[remove-this-and-replace-with-at]hansonbridgett.com, allison.barnett[remove-this-and-replace-with-at]healthnet.com, Jennifer.Scanlon[remove-this-and-replace-with-at]kp.org, bilor[remove-this-and-replace-with-at]nationwide.com, ewestrom[remove-this-and-replace-with-at]synoptek.com, mwall[remove-this-and-replace-with-at]uhc.com, bob.fletcher[remove-this-and-replace-with-at]vanir.com, creheis[remove-this-and-replace-with-at]wspa.org. endobj Projections for 2021-22, 2022-23, and 2023-24 . The 2022-23 employer-paid retirement adjustment is equivalent to an increase of $68.5 million. hbbd```b``VLA$#?} , Dr9j 0000117691 00000 n Access Anthem Blue Cross Transparency in Coverage Machine Readable Files on their website. endobj endobj 11 0 obj Fiscal Year Employer Normal Cost Rate Employer Amortization of Unfunded Accrued Liability Employee PEPRA Rate 2021-22 11.56% $5,671,931 8.00% Projected Results 2022-23 11.2% $6,133,000 TBD % This reflects a $330 million All health plans have geographical restrictions except for PERS Platinum. endstream endobj startxref Coverage Level All Employees (except Teamsters 2010 Unit 6) Teamsters 2010 - Unit 6 This plan has no geographical restrictions. %%EOF <> 2PERS Cost Share is the employee contribution towards the employer's Normal Cost (NC) Rate. endobj The majority of CSU employees (approximately 98 percent) with CalPERS retirement benefits fall within the CalPERS Miscellaneous Tier 1 category. zaQ'9wA2ec)& ]C JJb'(Fy->Q/fY. . 0000115833 00000 n For employees with state employment dates on January 1, 2013 or later (new CalPERS member), the employee retirement contribution rate is determined by the Public Employees Pension Reform Act of 2013 (PEPRA). hbbbf`b`` ) } <> HlSk0~_qO,lC)$i:Zf{(azU`y)!e4;t?%]e2/ CalPERS ID: 7895043818 Rate Plan belonging to the Miscellaneous Risk Pool Page 4 Required Employer Contributions Fiscal Year Required Employer Contributions 2021-22 Employer Normal Cost Rate 14.02% Plus, Either Or 2) Annual UAL Prepayment Option* $44,134 We serve those who serve California. 0000003183 00000 n endobj View How CalPERS Sets Health Premiums to get details on the rates and plans process. *U5jhi3m"K[oT$APP2id-z1~6vH)'H;} {s}l%( h^!U^3QP}Ma(6UYvQ_gGKg'1.E'U:YkSHBc6m}__ y:tkqKqoXv,siYBjO3xy)nMy3CIV47^Twa6Kd 6 14 0 obj <> The CalPERS defined benefit pension plan is funded by employer-paid contributions, employee contributions, and the plan's investment earnings. ), National Senior Executive, State Government Strategy, http://www.t-mobile.com/business/government/state-local-government, Courtney Hastings, Sr. Field Marketing Manager, Public Sector, http://www.qlik.com/us/solutions/industries/public-sector, Kristy Fuentes, Vice President Business Development, Greg Balter, CPA Regional Sales Manager, US - West, Todd Main, Vice President of Government Services, Bryant Milesi, Director of External Affairs, Michael Prosio, Regional Vice President, State Affairs, California Statewide Communities Development Authority (CSCDA), Monica Cardiel Cortez, Partner, Consultant, Beth Hester, Vice President External Affairs, PRISM l Public Risk Innovation, Solutions and Management, Rick Brush, Chief Member Services Officer, Lisa Holmes, State of CA Contract Manager, Allison Barnett, Senior Director Government Affairs, Jennifer Scanlon, Managing Director, Community and Government Relations, Eric Westrom, VP of Operational Planning and Strategy, Bob Fletcher, Vice President of Business Development. 0000008525 00000 n first implemented in 2015, states that when investment returns *yLKsZN^~ Qo-"0]\.|pWJm)jP:v@]wAa8YH# Juq:'kx\hp-#I$]% Oi$)n`-oGWN-m# Active subscribers are subject to the 80-80 or 85-80 formula. The policy is designed to 0000001495 00000 n assumed rate of return, will be reduced slightly. investment goals, but it also means somewhat higher upfront costs Mitigation Policy would trigger a reduction of the discount rate 2014 California State Association of Counties. The 2021-22 employer contribution rate will be 2.18% of payroll less than the rate set by the board in the spring of 2021. 17 0 obj The PORAC plan is available only to dues-paying members of that organization and their families. endstream endobj 48 0 obj <>/Metadata 5 0 R/Names 49 0 R/Pages 4 0 R/StructTreeRoot 7 0 R/Type/Catalog/ViewerPreferences 50 0 R>> endobj 49 0 obj <> endobj 50 0 obj <> endobj 51 0 obj <>/MediaBox[0 0 612 792]/Parent 4 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> endobj 52 0 obj <> endobj 53 0 obj <> endobj 54 0 obj <> endobj 55 0 obj <> endobj 56 0 obj <> endobj 57 0 obj [226 0 0 0 0 715 682 0 303 303 0 0 250 306 252 386 507 507 507 507 507 507 507 507 507 507 268 0 0 0 0 0 0 579 544 533 615 488 459 631 0 252 319 0 420 0 0 662 517 0 543 459 487 0 567 0 519 487 0 0 0 0 0 0 0 479 525 423 525 498 305 471 525 230 239 0 230 799 525 527 525 525 349 391 335 525 452 715 433 453 0 0 460] endobj 58 0 obj <> endobj 59 0 obj [226 0 0 0 0 0 0 0 312 312 0 0 0 306 267 0 507 507 507 0 0 0 0 0 507 0 276 0 0 0 0 0 0 606 0 529 0 488 0 0 0 0 0 0 0 874 0 0 532 686 563 473 495 0 0 0 0 0 0 0 0 0 0 0 0 494 537 418 537 503 0 474 537 246 255 0 246 813 537 538 537 0 355 399 347 537 473 745 0 474] endobj 60 0 obj <>stream Log in to your member$j(document).ready(function() { $j('body').append("

" ); }); or employer$j(document).ready(function() { $j('body').append("

Log in as an employer or business partner if you're a representative of the State of California, a public agency, school, reciprocal or non-reciprocal retirement system, health carrier, medical vendor group, independent medical examiner, job assessor, direct authorization or service provider.

" ); }); account.