They don't know what they are doing. 1 (800) 244-6224. As a third-party administrator, we specialize in helping small to mid-sized companies make the switch from fully insured to a self-funded plan, guiding and simplifying the process every step of the way. show more Find the Cheapest Insurance Type You can be ready to go in as little as 30 days from your initial implementation call! xref 0000027330 00000 n <<5D0A48CDAB051444A35BDEC03408FBA1>]/Prev 447176/XRefStm 1617>> Health coverage is provided subject to any deductibles, co-payment, or coinsurance provisions. - Unresponsive, confusing processes even for their own customer service reps; Customer service was prompt in answering my call and also resolving the problem I had with a provider. The legal entity insuring or administering any specific product may vary. 7In Virginia, worksite health and wellness centers are provided by Cigna Health and Life Insurance Company. - Randomly rejecting claims, even the recurring treatments, or COVID tests after exposure!! As your collaborative and trusted partner, Cigna Payer Solutions helps to drive employee health, lower employer costs, and support and enhance the unique value you bring to your customers. Switching to a self-funded plan is easier when you have a trusted partner to help guide you. provider has your correct Bywater Insurance information. 407.206.7300 Meet Bywater. This means you have access to Cigna's In-Network providers and . Implementation & integration is seamless, as we bring 30 years of expertise & technology to your clients. Thanks again. Any insurance company or agent of an insurance company who knowingly provides false, incompleteor misleading factsor information to apolicyholder or claimant forthe purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the 2The Cigna HealthCare of Florida, Inc. service area is comprised of the following counties: Brevard, Broward, Clay, Dade, Duval, Hillsborough, Lake (only zip codes 34711, 34714, 34715, 34755), Nassau, Orange, Osceola, Palm Beach, as, Polk, Seminole and Volusia (only zips 32713, 32725, 32738). View Top 10 List What's Included with Cigna? Chattanooga, TN 37422-7223. a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). 0000001945 00000 n Here are the plans Lovelace Medical Group accepts. Many PPO insurance providers are now providing coverage for Gastric Sleeve, Gastric Bypass, Distal Bypass and Lap-Band Removal. Glassdoor is your resource for information about ByWater Solutions benefits and perks. Cigna may not control the content or links of non-Cigna websites. Your third-party administrator (TPA) services should work seamlessly with all of your health insurance partners. Plans come with $0 virtual care and $0 preventive care Financial assistance available, if you qualify Additional coverage for diabetes and asthma/COPD, if needed Available for shopping during Open Enrollment (Nov 1-Dec 15, in most states) See what Cigna offers We help employers manage their health plans with ease, ensuring your employees are using their benefits optimally. ", For Member/Provider Customer Service, please call. Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (LINA) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (NYLGICNY) (New York, NY), formerly known as Cigna Life Insurance Company of New York. They are more than a company, they are a friend, and they make sure you are taken care of, they make sure your needs on the real estate side or the management side are taken care of and theyre always there to help you. Companies must offer compeitive benefits in markets like Cleveland-Elyria, OH due to increasing demand for employees. 0000022230 00000 n 0 When you get emergency care or get treated by an out-of-network provider at and in-network hospital or ambulatory surgical center, you are protected from surprise billing or balance billing. This information is not currently maintained by, endorsed by or affiliated with, Religious, Civic and Social Organizations. The worst insurance my husband's company has ever had, my husband needs to get a CT scan done Monday and they denied it!! Accidental injury, critical illness, and hospital care. Together, we provide a fully integrated and turnkey solution designed to maximize savings and promote long-term cost containment, backed by data insights and professional expertise. Delivering value for Third Party Administrators. We are dedicated to providing the most effective . 0000028532 00000 n I could go on but I will suffice it to say to not use this company. We have paid out more money ourselves than the insurance has. &A_6c${NVXd}=y2zR|2^ r];:Ml&;`V~D5;iKG`%d~HPZMcZ(h&juR %'e,jkD!X\1@ 1. They do offer a decent 401k package but their health insurance is not the best. Life threatening cardio-pulmonary problems, (for example, severe obstructive sleep apnea, Pickwickian syndrome, obesity related cardiomyopathy). In California, CWIBenefits, LLC does business as CWIBenefits Insurance Services (as agency) and CWIBenefits Administrator (as TPA). See monthly claims data trends and take steps to reduce costs and optimize plan utilization as necessary. If you have questions about coverage, payment plans, or financial assistance, please contact your insurance provider or our business office. 0000027895 00000 n Bywater acted as a true partner, which made the process a little easier for us to keep up with., "You guys really rocked this installation. For 30 years, we have been lighting the way to better health by providing our customers an easier way to have products delivered directly to their door. For questions, please call 505.727.2727. Lovelace Health System accepts most major insurance plans so you can access all of our hospitals, health care centers and providers. 0 105 E Robinson Street Edwards Health Care Services, Inc. (EHCS) is your first-choice provider of direct-to-home, high quality diabetes supplies. Plans are insured by Cigna Health and Life Insurance Company or its affiliates: For Arizona residents, health plans are offered by Cigna HealthCare of Arizona, Inc. For Georgia residents, health plans are offered by Cigna HealthCare of Georgia, Inc. For Illinois residents, health plans are offered by Cigna HealthCare of Illinois, Inc. For North Carolina residents, health plans are offered by Cigna HealthCare of North Carolina, Inc. For South Carolina residents, health plans are offered by Cigna HealthCare of South Carolina, Inc. For Texas residents, health plans are offered by Cigna HealthCare of Texas, Inc. For information about these plans, including Cigna company name and other information, visit https://www.cigna.com/individuals-families/shop-plans/health-insurance-plans, Connecticut General Life Insurance Company, NY - Cigna Life Insurance Company of New York (140 East 45th Street, New York, NY 10017 USA), All other states-Life Insurance Company of North America (1601 Chestnut Street, Two Liberty Place, Philadelphia, PA 19192 USA), NY - Cigna Life Insurance Company of New York (for insured plans), All other states-Life Insurance Company of North America, Administrative services for self-funded disability plans - Life Insurance Company of North America, NY - Cigna Life Insurance Company of New York, Cigna Health and Life Insurance Company, Loyal American Life Insurance Company, American Retirement Life Insurance Company, or Cigna National Health Insurance Company. The fact I had to explain that to them was completely ridiculous. Edwards Health Care Services, Inc. (EHCS) is your first-choice provider of direct-to-home, high quality diabetes supplies. CWIBenefits, LLC (CWI), is a Full Service Benefits Administrator, founded 30 years ago as a claims payment software vendor. to be added in. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. a listing of the legal entities I strongly recommend going with a different insurance company. Rates may vary and are subject to change. Bywater's mission is to deliver our customers the best experience possible. At UCLAs Bariatric Surgery Program, we accept most of PPO insurance policies and select HMO policies with an authorization from your Primary Care Provider. 1For additional information and disclosures related to California HMO and other medical, behavioral and dental plans in California, visit https://www.cigna.com/individuals-families/member-guide/customer-forms/cigna-in-california. Benefits information above is provided anonymously by current and former ByWater Solutions employees, and may include a summary provided by the employer. Enroll Today for Fast, No Hassle Processing of Your Diabetes Supplies. 0000011937 00000 n As strategic relationship managers, we work together collaboratively to achieve our mutual objective quality, affordable care. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna. They are no help whatsoever. Start getting your eligible supplies today by enrolling below. Phone: 800-992-8088; Email: info@cwibenefits.com; Find us on: Facebook page opens in new window Twitter page opens in new window Linkedin page opens in new window. You are always responsive and helpful. 0000005737 00000 n CWIBenefits, LLC (CWI), is a technology based Third Party Administrator (TPA), offering total benefits administration services and data management. I have wasted hours & hours on the phone with their customer service trying to make sense of their EOBs. Participation in a weight loss program. 0000025709 00000 n Details, Group Health Maintenance Organization (HMO), including HMO Open Access (OA), Point-of-Service POS), and OA POS medical plans, All other group medical plans, and pharmacy and vision plans, Cigna Behavioral Health, Employee Assistance Program (EAP). Access Your Member Portal at https://bywater.vbagateway.com today! In New Jersey, patient care services for worksite health and wellness centers are provided by Alegis Care, New Jersey, P.C. 0000005623 00000 n . Their accounting department is fabulous. We believe that they are an excellent company. Companies must offer compeitive benefits in markets like Cleveland-Elyria, OH due to increasing demand for employees. 0000006808 00000 n Serving Central Florida for over 45 years, our services include landlord/tenant representation, owner/seller representation, investor/buyer representation, property management, site selection, property valuation, and asset management. endstream endobj 279 0 obj <>/Metadata 20 0 R/Pages 276 0 R/StructTreeRoot 43 0 R/Type/Catalog/ViewerPreferences<>>> endobj 280 0 obj <>/Font<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/Rotate 0/StructParents 0/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 281 0 obj <>stream Bywater is an international management firm providing Strategic Services; such as performance improvement, strategic planning & implementation, and cost containment, and Corporate Growth Services; such as acquisitions and divestitures, merger integration and new product development. CT - Cigna HealthCare of Connecticut, Inc. IL - Cigna HealthCare of Illinois, Inc. and Cigna HealthCare of St. Louis, Inc. The worst, most painful experience of my life! Please Contact us at 310-825-7163. Learn about the medical, dental, pharmacy, behavioral, and voluntary benefits your employer may offer. PO Box 182223. tbc@bywater.com. To use the Claims Guest Access portal, go to kp.org/providers and select the members KP region. The Bywater Company is a full-service commercial real estate firm specializing in brokerage, consulting, development, and property management in the office, medical, industrial, and land sectors. ", "I love that Bywater is a TPA willing to meet the needs of our businesses with smaller employee populations. Cigna offers quality plan options, personalized support, and low costs. hbbd```b`` A$+-"VHr0;L startxref Theyre on your side when it comes to questions on claims, renewals, vendor implementation, and more. They state this is "normal" but I've never had this issue with any insurance company before this one. With easy one-touch secure sign on, you can access your digital ID cards, manage your health information, update your profile, and more. Cigna Collaborative Care Listing Home Delivery Medical Supplies and Services Lifesource Organ Transplant Network Multiplan (Out-of-Network) Directory Payer Solutions Shared Administration Repricing (SAR) Choosing Wisely State of Vermont: Annual Hospital Report Cards Dental Dental PPO SA Plus or Dental PPO SA Directory Radius Dental Directory 0000025585 00000 n All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, and not by Cigna Corporation. They also don't know how to process claims. We support the spectrum of benefit administration needs ranging from employer plans, health plans, agency back office, HRIS and other third party solution administration needs. Tel-Drug, Inc. and Tel-Drug of Pennsylvania, L.L.C. Get tools and flyers to share with your clients. "I havent had a chance to tell you thank you for all your efforts. Orlando, FL 32801 - Delayed response to providers (some claims were processed 6 months after submission); 0000005049 00000 n If you have specific questions regarding your health insurance policy, please contact our office at310-825-7163, option 2. For support, please emailsupport@choosebywater.comor call800.337.0792to contact customer service if you have any questions. Bywater is a third-party administrator (TPA) of self-funded health insurance. CO - Cigna Dental Health of Colorado, Inc. DE - Cigna Dental Health of Delaware, Inc. FL - Cigna Dental Health of Florida, Inc.6. We offer turnkey online enrollment, billing, claims and call center operations to help you meet your benefit solutions strategies and needs so you can grow your business and attentively serve your membership. . Controlling costs, improving employee health, and personalized service are just a few of the ways we can help your organization thrive. 143 0 obj <>stream Evernorth Care Group is the group medical practice division of Cigna HealthCare of Arizona, Inc. For a complete list of both covered and not covered services under your plan or policy, including benefits required by your state, see your insurance policy, evidence of coverage, or your employers insurance certificate or summary plan description. Many PPO insurance providers are now providing coverage for Gastric Sleeve, Gastric Bypass, Distal Bypass and Lap-Band Removal. If you are a decision maker for your employee benefits at your company, and would like additional information about CWIBenefits services please complete this form. Together with the TPA, our goal is to educate members so they can make better, more informed health care decisions. 0000014378 00000 n Features available are based on the coverage you have with Cigna. If you are covered by health insurance, you are strongly encouraged to consult with your health insurer to determine accurate information about your financial responsibility for a particular health care service provided by a Centura Health facility. This website is not intended for residents of New Mexico. Read more on your rights and protections against surprise medical bills here. It has been great working with you and I look forward to doing more of these. Copyright 20082023, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc. No vision or dental offered. A person must have a body mass index (BMI) of 40 or greater, orBMIof 35 or greater with an obesity-related co-morbid condition including, but not limited to: **Please Note: All clinical guidelines and qualifying factors vary based on insurance company and the policies in place. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna.